the falacies of insurance

Insureance should be goverent run, so it isnt a profitable buisness. They are companies that prey on human mistakes and the forces of nature. As a fairly knowlegeble economics major, the insurance companies should be goverment regulated and in all honesty the goverment should make it equal, not a required policy in which a company profits over 25 % of u by providing a goiverment required service/ Progresive and geico are money grubbers, and all of them look for a break even though they have made a living robbing the american people because u have to have insurance and its not an equalibrrium service/ If the goverment is to require a service it should also offer an economically equivallent service, not provide a profitable large company its money. It would not be hard to find a close to equalibrium number to auto accidents(minus the civil law suits for u smart asses) and to simply be a part of taxes. Oi; co,[anies are attacked all the time, ho about insurance, the true way to screw the ameican people over that is required by law that , not only we need it, but they are garunteed a profit throgh a formula and they chose thier profits. They are based of formulas that are acceptable based on thier competition because the goverment requires it , yet leaves it as a free enterprise. Its illegal to drive without insurance, yet the only thing that could make a common equalibrium to the price is restricted froom the buisness. I say either disallow it as a law, or goverment regulate it and kill the people preying companies. No matter who it is, after all the money they recive, they will try their best to screw u. Nothing like [ying 120 dollars a month for simple liabilty, and 60 a month for a cheap car, and i get rear ended and it ends the life of my vehicle. I recieve 250 dolars for a working car they totalled, then find out that it will cost me 2500 to get another moving vehicle. I also called gieco progressive and state farm and al the agents told me that was their policy. I pay my taxes and these idiots profit off a goverment law requiring indurance, does that not show goverment is involved in buisness. I would like to take this issue as far as the supreme court as to the fact that the govt is assisting a private buisness, as they should be providing it themselves at a fair price not a profit price due to a govt law. Im sure im not the first, but i would like ot be the last, but corrupt government ius everywhere. Please back behind me as redicoulous auto insurance that the government requires, is inappropriate at the least and uncinstitutional at the least beacause a government law provides them buisness. If i want to open a fruit shop why dont i get 150% on my apples. Because the government doesnt require every to have apples in their home. Its a free market. I dont need apples to drive a car, I just need to buy insurance in what is a truly government subsidized buisness, because they have a hand in it. Goverment ran buisness is wrong, but goverment bought laws, such as insurance, seems to be untouchable